First-Time Homebuyers

  • 1-Year Home Warranty When Buying a House: What Buyers Should Know

    1-Year Home Warranty When Buying a House: What Buyers Should Know

    Buying a house is a little like adopting a pet you found at the shelter while wearing dress shoes. Cute? Yes. Expensive? Also yes. And just when you’ve survived the down payment, moving boxes, and the mysterious smell in the basement, cue dramatic pause the water heater starts sounding like a haunted drum solo. That’s…

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  • Do student loans affect buying a house? What every borrower needs to know 

    Yes — student loans affect buying a house, but they rarely make it impossible. Think of student debt like background music: it changes the mood (your monthly cash flow, credit profile, and down-payment speed), but it doesn’t stop the party if you plan the playlist. Quick answer: your student loan payment mostly impacts your debt-to-income…

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