120-Day Rule
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Can I Use My IRA to Buy a House? A Practical Guide for First-Time Buyers and Savvy Savers
Short answer (featured-snippet style): Yes — you can use IRA funds to buy a home, but the rules are specific. You may withdraw up to $10,000 lifetime penalty-free from an IRA for a first-time home purchase, but taxes, timing, and eligibility differ between Traditional and Roth IRAs. If you’re in Tampa or elsewhere…